How to Cope with Chronic Illness When You Have No Health Insurance Anchorage AK
St Charles, AK
How to Cope with Chronic Illness When You Have No Health Insurance
Managing Chronic Illnesses Without Insurance
Suffering from a chronic illness can be a challenge in itself, but this challenge is increased dramatically for those without health insurance or access to affordable healthcare and prescription drugs. Sadly, the people who often need quality health care the most, are those that are unjustly denied health insurance simply for having a 'pre-existing condition.â? While this may make a difficult situation even harder for someone with a chronic illness, there are ways to make life easier. Here we outline alternative insurance options, prescription tips and natural solutions that could potentially make coping with a chronic illness much less of an uphill struggle.
1 Insurance Options for Pre-Existing Conditions
Although healthcare reform is underway, for the time being it is still very difficult to get reasonable insurance if you have a pre-existing condition. Here are a few tips that you can try, as originally outlined in this CNN article.
Become a Group of one - In some states it is possible to classify yourself as a group of one for insurance purposes. This means that, like any other company, insurers legally can't deny you insurance or raise your premiums to crazy rates in account of your pre-existing condition. In states where you can't become a group of one, you can become a group of two.
Cobra - This is super expensive, however, if you have been laid off then it may prove very difficult getting in...
Alaska's Action Toward Creating Health Insurance Exchanges
Status of State Action: Decision Not to Create State Exchange
Source of State Activity: Executive Branch
Structure of Exchange: NA
Type of Exchange: NA