In most cases it is much more difficult to raise a child as a single parent than it is in a two-parent family situation. The costs of raising a child are quite steep and the many needs that kids have more often than not get rather strenuous for single parents who solely depend on their own salaries.
The government has taken these matters into consideration and has subsequently created programs aimed at helping such parents get by, although there are some eligibility concerns that have to be attained for qualification. It is therefore not every single parent who can benefit from these programs but rather those whose incomes are deemed insufficient for the costs of raising their children. The following are some of the ways that the government chips in to assist single parents.
1Single Parent Benefits and Assistance with Childcare Expenses
There is government help for single mothers and fathers to meet childcare expenses through the Department of Health and Human Services. This assistance is mainly focused on such parents who definitely require childcare more so because they often have to work multiple jobs to make ends meet. Rather than provide money directly to these parents, the department’s Child Care and Development Fund allocates monies so as to finance state childcare assistance programs. Single mothers and fathers who need this assistance just have to apply at their local or state agencies and give proof that childcare is required thanks to schooling or job considerations on their part. It is worth noting that maximum income limits are applicable and that the child must be below 13 years of age or have special needs.
2Single Parent Help with Medical Expenses
It is a fact that the medical expenses for a child can get rather high and subsequently be financially inconveniencing for single parents. For this reason it is possible to get assistance from the Centers for Medicare and Medicaid upon satisfactorily meeting a number of requirements. Pregnant women who earn rather low incomes can apply for Medicaid assistance and in the event that they are under this program when their children are delivered both mother and child will be covered by the program’s benefits. Additionally, qualification for this assistance is extended to limited income parents of kids aged 18 years or below as well as those who have children that require nursing care on a full time basis.
3Single Parent Help with Insurance for Children
To complement the aforementioned assistance courtesy of Medicaid it is possible for low income single parents to secure insurance for their children through CHIP, i.e., the Children’s Health Care Insurance Program. This program was initiated in 1997 and later re-empowered in 2009; its role is to e...